Afzal is a seasoned Risk Management professional with over 15 years of progressive experience in banking and financial services. He has worked extensively with financial institutions in Saudi Arabia and Sri Lanka, where he has played a pivotal role in transforming risk management practices by enhancing enterprise risk maturity frameworks and embedding risk-aware cultures through his deep technical and strategic expertise. Since 2020, Afzal has been an active correspondent for Islamic Finance News (IFN), Malaysia, the world’s leading Islamic finance media platform. Through this role, he has authored more than 50 published articles on risk management, covering key developments and emerging risks across the global Islamic finance industry. In recognition of his outstanding contribution to enterprise risk management, he was awarded “Enterprise Risk Leader of the Year” in consecutive years, 2024 and 2025. Beyond his corporate career, Afzal is the Founder of “mymech,” a technology startup based in Sri Lanka, which is digitally transforming the auto care industry. This entrepreneurial venture reflects his strong passion for digital transformation, innovation, and scalable business models. The Startup was awarded by the Automobile Council of Sri Lanka as the “Innovative App Based Service Provider” at the International Automobile Awards held in June 2026. Afzal holds an MBA from the University of West London and is a Certified Board Director. His professional credentials include Certified Member of the Institute of Risk Management (UK), Chartered Management Accountant (ACMA‑UK), Chartered Global Management Accountant (CGMA – AICPA), Certified Practising Accountant (CPA – Australia), and Certified Islamic Finance Expert (CIFE). Between 2009 and 2014, Afzal was actively involved in academia as a lecturer and professional trainer, where he coached students pursuing professional qualifications including CIMA, ACCA, CA, and AAT, contributing to the development of future finance and accounting professionals.
